TRU™ METHOD 2018-10-09T21:49:43+00:00
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Can you answer the two most important questions about retirement?

During your working life, you typically receive a regular paycheck from your employer. You base your overall budget on that amount and understand your financial limitations. But when you retire, it’s up to you to decide how to create that regular monthly retirement paycheck. It’s likely a mix of Social Security, possibly an employer pension, and a withdrawal percentage from your savings. Financial success in retirement requires answering two important questions: “How do I invest the money I’ve saved,” and “How much income can I plan to live on each month without running out?” No matter how well you’ve done answering the first question, finding the answer to the second question may, on its own, determine financial success or failure in retirement.

We discovered a way that may successfully answer both questions.
We call it the TRU™ Method.

Download our eBooklet to learn more,  click here >>

Can you answer the two most important questions about retirement?

During your working life, you typically receive a regular paycheck from your employer. You base your overall budget on that amount and understand your financial limitations. But when you retire, it’s up to you to decide how to create that regular monthly retirement paycheck. It’s likely a mix of Social Security, possibly an employer pension, and a withdrawal percentage from your savings. Financial success in retirement requires answering two important questions: “How do I invest the money I’ve saved,” and “How much income can I plan to live on each month without running out?” No matter how well you’ve done answering the first question, finding the answer to the second question may, on its own, determine financial success or failure in retirement.

We discovered a way that may successfully answer both questions.
 We call it the TRU™ Method.

Download our eBooklet to learn more,  click here >>

Compass Point’s proprietary TRU™ Method is a mathematically engineered calculation designed to optimize your regular retirement paycheck by correcting for an up-to-now unidentified portfolio valuation error nearly always present on the first day of retirement. We developed the TRU™ Method specifically to overcome retirement income gaps resulting from “the 4% rule,” a common withdrawal strategy rule of thumb and its many variants that remain the standard choices of many financial advisors. We believe that if applied during the calmest and the most volatile times over more than two centuries of actual history, the TRU™ Method aims to produce far more consistent and reliable results as compared to the old standard. What does this mean to today’s retirees? The most important thing in the world: the potential to successfully calculate a larger steady retirement paycheck they can count on.

Compass Point’s proprietary TRU™ Method is a mathematically engineered calculation designed to optimize your regular retirement paycheck by correcting for an up-to-now unidentified portfolio valuation error nearly always present on the first day of retirement. We developed the TRU™ Method specifically to overcome retirement income gaps resulting from “the 4% rule,” a common withdrawal strategy rule of thumb and its many variants that remain the standard choices of many financial advisors. We believe that if applied during the calmest and the most volatile times over more than two centuries of actual history, the TRU™ Method aims to produce far more consistent and reliable results as compared to the old standard. What does this mean to today’s retirees? The most important thing in the world: the potential to successfully calculate a larger steady retirement paycheck they can count on.

TRUSTED
The TRU™ Method proposes a dependable solution to optimize your regular retirement paycheck so you can say goodbye to the fear of running out of money and missing out on your retirement dreams

RESOURCEFUL
Using precisely engineered calculations, the TRU™ Method provides a potential solution to a Value Gap, minimizing portfolio “downside” and “upside” failures.

UNPARALLELED
The ever-changing fluctuations of the market require an attention to detail and unparalleled service to create a solution that may eliminate the gaps in your retirement income plan.

What does the TRU™
Method do for you?

We understand that every retiree is not going to want the same balanced portfolio or have the same spending pattern in retirement. We know that our clients are going to retire at times when the market is up and when the market is down. We don’t have a “one size fits all” approach to your withdrawal plan that might have you outliving your retirement, or not taking full advantage of your retirement savings. The TRU™ Method creates a plan designed for you and you alone, aimed at filling the “gaps” in your retirement income plan to create a withdrawal rate customized to the allocation of your retirement savings and the timing of your retirement.

IF WE DO
SAY SO OURSELVES…

We believe that the TRU™ Method is the most trustworthy, resourceful and unparalleled solution for meeting the financial needs of retirees in today’s economy. Updated weekly to reflect the latest market returns and stay relevant, think of the TRU™ Method as a reliable ongoing “investment speedometer,” intended to move you forward on the road to retirement success.

Stop Worrying. Start Planning.

It’s never too late to start planning for a stable retirement, and we’re ready to help. Let us help calculate your retirement paycheck. Don’t wait. Start here.

Stop Worrying. Start Planning.

It’s never too late to start planning for a stable retirement, and we’re ready to help. Let us help calculate your retirement paycheck. Don’t wait. Start here.